Ruchi Mehrotra Joshi 

Associate Professor



M.Com (Accounts & Business Statistics)

M.Com (Banking & Insurance)

Post Graduate Program in International Management, IMI, Delhi

Ph.D. (Commerce – Specializing in International Finance – Foreign Exchange)


Area of Specialization

International Trade and Finance

Foreign Exchange

Banking and Project Finance

Risk Management


Research & Publications: 


Consulting Ahead is a bi-annual in-house journal of Consultancy Development Centre, New Delhi. – Autonomous institution of Ministry of Science & Technology – paper titled “Corporate Governance in Retailing – Plastic Recycling & Waste Management” Online journal – July 2010 (web link)


Research paper titled “Emerging SME Clusters In India – A Study” has been published in “International Journal of Research in Commerce, Economics & Management” (ISSN 2231 – 4245) in Volume No. 1 (2011), Issue No. 6 (October 2011)


Research paper titled “Basel III – Implications for the Banking System and Impact on Indian Banks” has been published in IBR (IFRSA Business Review) 01/2011; IBR (IFRSA Business Review), ISSN 2249 –5444 ibrissue2/8%20eight.pdf:143


Published “A Financial Management Study of Indian Retail Companies” in a special edition of “Retailing in India – Business or Beyond” with ISBN – 978-93-82062-96-7 published by Excel Publishers, Dec 2012.


"Banking Performance and Risks Measurement using CAMELS Framework" in Dec 2015 Vol XXIX4 issue of Finance India (ISSN : 0970 – 3772). Scopus Indexed Journal


“A Study on Financial Distress State of BSE Bluechip Companies using Z Score Analysis” published by FMS-IRM, Excel Publisher “Innovation: New Paradigm for Holistic & Sustainable Advancement in Business”, in September 2014.


“The Depreciating Indian National Rupee – An Empirical Analysis” published in Altius Shodh Journal of Management and Commerce, with ISSN 2348-8891 in Vol5, Dec 2015.


“Pound Rupee Volatility – The Un-noticed Anomaly” titled published in “Management Practices for the New Economy” by Bloomsbury Publishing with ISBN : 978-93-86432-08-7.


International Journals-


AIMS International Journal - ISBN: 978-1-943295-05-0 paper titled “Post Financial Crisis Rupee-Euro Volatility”; published in December 2016 issue.


Journal of Finance, Accounting and Management published by GSMI, Michigan, USA published my paper titled “New Approach to Capitalism: Understanding Creative Capitalism and its relevance in India.” Jan2012, Vol. 3 Issue 1, p1-22.


International/National Conferences, Awards and Recognition:-

First Prize for Best Research Paper Award at Doctoral Consortium UPES, Dehradun on Nov18th 2017.


International Conference on “Sustaining Business in a changing Global Environment” won FIRST prize for faculty research work presentation on paper titled “Investors perception on Insurance Sector” dated 12th – 13th Nov 2009 at New Horizon College, Bangalore.


Research work titled “The Depreciating Indian National Rupee” was in Award-Winning Category at International Conference on Business Management in Altius Institute of Management, Indore held on 1st May, 2015.


Honored as Key Note Guest Speaker by IRM – Jaipur, 22nd Dec 2012 at “National Conference on Retailing in India”.


Recognized & Felicitation as Good Quality Research paper by SCMHRD, Pune and MCX and Union Bank of India organized “Summit on Foreign Exchange” on 12th January, 2013 at Mumbai. Special Prize was awarded.